The native with four incomes and the native with one have different eleventh houses, and the difference is visible before either of them has earned a rupee. The eleventh is the house of gains, and gains arrive through streams: the salary, the rent, the royalties, the consultancy, the partner’s share, the foreign remittance, the return on what was invested. A chart with several planets in the eleventh, or a dual sign on it, or Mercury, the planet of many, connected to it, has an eleventh built for more than one stream; and the eleventh lord’s placement says which house the second stream comes through, the third for the side work, the fourth for the rent, the fifth for what was written or invested, the seventh for the partner, the ninth for teaching and the foreign. This article reads the eleventh for streams, distinguishes the income that works from the income that is worked for, gives the timing of the second stream, and says which second streams cost more than they earn.
It belongs to the complete wealth astrology guide. The eleventh’s relation to the second, which decides whether the streams are kept, is in The 2nd and 11th Houses Together, and the twelve placements of the eleventh lord are read in full in the eleventh lord in the twelve houses; this page reads six of them for the stream each brings.
Conventions used. Parashari astrology, whole-sign houses, Lahiri ayanamsa, Vimshottari dasha. A stream is read as a house through which the eleventh receives, and the eleventh lord’s placement, the planets in the eleventh and the sign on it are the three signatures. Passive income is read as the fourth, fifth and eighth feeding the eleventh; active income as the third, sixth, seventh and tenth. Money is tendency and timing, never figures; nothing here is investment or financial advice.
In this article
- The eleventh as the house of streams
- The three signatures of more than one income
- The dual-sign rule: four ascendants built for two streams
- Mercury and the many
- The eleventh lord placed in the house the stream comes through
- Passive against active: which houses work by themselves
- Eight kinds of second stream
- When the second stream starts
- The stream that costs more than it earns
- Too many streams: the scattered eleventh
- A worked chart: four incomes in one Jupiter period
- Frequently asked questions
The eleventh as the house of streams
The eleventh receives, and it receives from whichever houses its lord and its occupants connect it to. A native whose eleventh lord sits in the tenth has one stream, the profession, and it can be a large one; a native whose eleventh lord sits in the third with Mercury in the eleventh and a dual sign on it has three or four, none of them large, and the reading of the two charts for money is entirely different even when the totals are the same. The first native’s fortune rises and falls with one employer; the second’s is spread, and its weakness is that no single stream is worth defending. The eleventh’s count of bindus sets the ceiling on all the streams together, so that a small eleventh with many streams gives the native who is busy and not rich, which is a chart to read for consolidation; the bindu reading is in Ashtakavarga for Wealth. And the eleventh from the Moon is read as a second eleventh, since the stream the native feels as income and the stream the chart records are not always the same one.
The three signatures of more than one income
Three things in a chart read as more than one stream. Several planets in the eleventh, each planet being a source, so that a Sun and a Mercury in the eleventh give income through authority and income through trade, and an eleventh with three planets gives three streams by the planets’ natures whatever the lord does. A dual sign on the eleventh, Gemini, Virgo, Sagittarius or Pisces, which gives the eleventh two natures and the native two kinds of gain, treated in the next section. And the eleventh lord placed in a house other than the tenth, since the eleventh lord in the tenth is the single stream of the profession and the eleventh lord anywhere else names a second house through which gains arrive. A chart with two of the three has a second income as a matter of course; with all three it has the native whose accountant needs a spreadsheet. Mercury connected to the eleventh, by lordship, occupation or aspect, strengthens all three, because Mercury is the planet of the many and of the transaction, and the eleventh with Mercury’s touch gains in pieces from several directions. The reading of Mercury in the eleventh is the reading of the many-streamed native in one placement.
The dual-sign rule: four ascendants built for two streams
The dual signs, Gemini, Virgo, Sagittarius and Pisces, fall on the eleventh house for four ascendants: Gemini on the eleventh for Leo, Virgo for Scorpio, Sagittarius for Aquarius, and Pisces for Taurus. Those four lagnas have an eleventh with two natures, and their natives gain from two kinds of source more readily than the other eight: the Leo native from trade and from writing, since Gemini is Mercury’s; the Scorpio native from service and analysis, since Virgo is Mercury’s other sign; the Aquarius native from teaching and the foreign, since Sagittarius is Jupiter’s; the Taurus native from the foreign and from faith, since Pisces is Jupiter’s. The fixed signs on the eleventh, for Aries, Cancer, Libra and Capricorn, give the single durable stream, the one employer or the one business, and the movable signs, for Gemini, Virgo, Sagittarius and Pisces lagnas, give the stream that changes, several sources in sequence rather than at once. The rule is a colour on the eleventh lord’s placement and not a substitute for it, and a Leo native with a dual eleventh and its lord Mercury in the tenth still has the one stream, from a profession with two sides.
Mercury and the many
Mercury is the planet of the many, the transaction and the middleman, and its connection to the eleventh is the planet-level signature of multiple income. Mercury in the eleventh gives gains through several small sources, writing, trade and the network of the clever, and it aspects the fifth from there, favouring the royalty and the analysed investment. Mercury as the eleventh lord, which it is for Leo and Scorpio, gives an eleventh that gains in pieces from several directions by its nature. Mercury aspecting the eleventh from the fifth gives the creative stream feeding the gains. And Mercury with the eleventh lord anywhere gives the second stream that is Mercury’s kind, a consultancy, a course, a small trade run alongside the main work. The Mercury native’s multiple incomes are real and small and hard to hold, since Mercury scatters what it gathers, and the reading of such a chart for money always ends at the second house and at the question of whether the streams are being counted, which is the subject of Mercury and Wealth.
The eleventh lord placed in the house the stream comes through
The eleventh lord in the third gives the side work: income through the native’s own hands, writing, communication, short travel and the younger sibling, the second stream that is done in the evenings and eventually outgrows the day. In the fourth, the rent: gains through property, vehicles and the mother, the flat let out, the land leased, the income that arrives from what is owned. In the fifth, the royalty and the return: gains through what was created or invested, the book, the course, the portfolio, the children’s fortune, speculation that is judged. In the seventh, the partner’s stream: the business partnership, the spouse’s income joined to the household’s, the client who became a partner. In the ninth, teaching, the foreign and fortune: the second income from abroad, from students, from the father’s side, from luck. In the twelfth, the foreign stream with expense attached: income earned abroad and kept there, or gains that disperse; and in the sixth, the stream that is service alongside the main work, the second job, the practice run beside the salary, with the debt that finances it. The placement names the second stream; the eleventh lord’s dignity says whether it is worth having.
Passive against active: which houses work by themselves
Income that works by itself comes through the fourth, the fifth and the eighth: rent from property, returns from what was invested or created, and money that arrives through others’ money, interest, dividends, the settlement, the trust. A chart with the eleventh lord in one of those, or with those houses’ lords in the eleventh, has the passive stream; a chart with the fourth lord in the eleventh, in particular, is the landlord’s placement, gains through property, read in the fourth lord in the eleventh, and the fifth lord in the eleventh is the investor’s and the author’s, in the fifth lord in the eleventh. Income that is worked for comes through the third, the sixth, the seventh and the tenth: the side work, the second job, the partnership and the profession. The self-made chart, read in Self-Made Wealth, has its streams in the active houses; the chart that inherits has them in the passive ones; and the chart most natives want, the one that converts active streams into passive ones by fifty, has the third lord in the eleventh in its thirties and the fourth lord’s period in its forties, the effort becoming the property that pays. The reading names which of the two kinds a native’s second stream is, and it matters, because the passive stream survives the native’s illness and the active one does not.
Eight kinds of second stream
| Second stream | Houses | Planet | Period in which it starts |
|---|---|---|---|
| Side work, freelance, the evening trade | 3rd with the 11th | Mercury, Mars | 3rd lord’s sub-period inside a money period |
| Rent from property | 4th with the 11th | Saturn, Venus, Moon | 4th lord’s sub-period; after the property is bought |
| Royalties, courses, the book, the created thing | 5th with the 11th | Mercury, Jupiter, Venus | 5th lord’s sub-period; Jupiter over the 5th |
| Returns on investment | 5th and 8th with the 11th | Jupiter, Mercury | 5th or 8th lord’s sub-period; a strong 2nd to keep it |
| Partnership and the spouse’s income | 7th with the 11th | Venus, Jupiter | 7th lord’s sub-period; often after the marriage |
| Teaching, consulting, the fee for knowledge | 9th with the 11th | Jupiter, Mercury | 9th lord’s sub-period |
| Foreign remittance, the income from abroad | 9th or 12th with the 11th | Rahu, Saturn | 12th lord’s or Rahu’s sub-period |
| The second job, the practice beside the salary | 6th with the 11th | Saturn, Mars | 6th lord’s sub-period; watch the debt |
The first column names the stream, the second the connection that has to exist in the chart, the third the planets that most often carry it, and the fourth the sub-period in which it usually begins; a stream whose houses are unconnected in the chart does not start in any period, and the native who wants it should choose one of the streams the chart does carry.
When the second stream starts
A second stream starts in the sub-period of the lord of the house it comes through, inside a major period that touches the eleventh or the second: the third lord’s sub-period for the side work, the fourth lord’s for the rent, the fifth lord’s for the royalty, the seventh lord’s for the partnership. The eleventh lord’s own sub-period starts whichever stream its placement names, and the sub-period of a planet sitting in the eleventh starts that planet’s kind. Jupiter’s transit over the eleventh, or over the house the stream comes through, gives the year, and Jupiter over the third is the classical year the evening trade is registered, over the fifth the year the book is written or the portfolio started, over the fourth the year the flat is let. The stream that starts in Rahu’s sub-period starts at scale and reverses in its second half, and the stream that starts in Saturn’s starts small and lasts; the general reading of the money periods is in Which Mahadasha Brings Money?. A reading of a native who wants a second income names the stream the chart carries and the sub-period in which to start it, which is a better answer than the one the native usually brings, a stream they read about that their chart does not hold.
The stream that costs more than it earns
Not every second stream is worth having, and the chart says which. The eleventh lord in the twelfth gives the stream that disperses, the foreign income spent abroad, the side business that consumes the salary; the eleventh lord in the sixth gives the second job financed by debt, and the sixth lord in the eleventh the stream that arrives as a loan; the eleventh lord in the eighth gives the return that reverses, the investment stream that pays and then takes. Rahu on the eleventh gives the stream that starts as a surge and must be converted, and Ketu on the eleventh the stream the native does not track and lets go. The rule for the second stream is the rule for all money in this cluster: it has to pass through the twelfth before the second can keep it, and a second stream in a chart whose twelfth outscores its eleventh in bindus is a second drain. The reading of what the streams cost, the leak they feed and the habit they finance, is in Why Can’t I Save Money?, and the native with three streams and no savings is the native that article was written for.
Too many streams: the scattered eleventh
The scattered eleventh is the other failure: four or five planets in the eleventh, or Mercury and Rahu on it with a dual sign, giving the native who has seven small incomes and no career, who is always starting the eighth, and whose eleventh’s bindus are divided among too many sources for any to matter. The reading of such a chart is consolidation: the stream that belongs to the strongest planet in the eleventh, or to the eleventh lord’s own placement, is the one to build, and the others are the ones to let Ketu have. Saturn’s transit over the eleventh, feared as the stall, is in these charts the pruning, the two and a half years in which the streams that were not worth having stop by themselves, and a scattered native who comes out of that transit with two incomes instead of six has been done a service. The consolidation is timed like any Saturn work, and its result, the two streams that remain, is usually the passive one and the active one the native was best at, which is the arrangement the chart was suggesting all along. The freelance version of the same question, with the tenth read beside the eleventh, is in Self-Employment and Freelancing.
A worked chart: four incomes in one Jupiter period
A Taurus lagna chart, particulars altered, an ascendant with Pisces, a dual sign, on the eleventh. Jupiter, lord of the eighth and eleventh, sits in Pisces, its own sign, in the eleventh: the eleventh lord in its own dual house, a stream with two natures and the eighth’s returns attached. Mercury, lord of the second and fifth, sits in Gemini, its own sign, in the second: the fifth’s created things and the second’s keeping in one planet, and Mercury aspecting the eighth from there. The Sun, lord of the fourth, sits in Gemini in the second with Mercury: the property lord on the house of savings, rent that pays into the reserve. Saturn, lord of the ninth and tenth and the yogakaraka, sits in Aquarius, its own sign, in the tenth: the profession, durable. The Moon, lord of the third, sits in Virgo in the fifth with Rahu. Venus, the lagna lord, sits in Cancer in the third. Mars, lord of the seventh and twelfth, sits in Scorpio in the seventh, its own sign. Ketu is in Pisces in the eleventh with Jupiter.
Read the signatures. Two planets in the eleventh, Jupiter and Ketu, with a dual sign on it: two natures and a stream the native does not chase. The eleventh lord in its own house, so the streams are the eleventh’s own kinds, and the eighth lordship adds the return on others’ money. The fourth lord on the second, the rent placement without the eleventh lord’s help; the fifth lord in the second, the royalty kept; the lagna lord in the third, the native’s own hands at side work; the tenth lord in its own house, the salary. Four streams by the placements, two passive and two active, and the bindus, eleventh thirty-three, second thirty, twelfth twenty-five, say the streams can be kept.
He is a salaried engineer, Saturn’s profession in Saturn’s house, and the streams arrived in Jupiter’s major period, the eleventh lord’s, from his thirty-fifth year, one per sub-period as the table says. Jupiter-Jupiter was the salary raised to the level the eleventh’s own house gives. Jupiter-Saturn, the tenth lord in its own sign, was the promotion and, with it, the flat bought in the fourth’s city; Jupiter-Mercury, the second and fifth lord in its own sign, was the course he wrote from his work and sold, the royalty stream, Mercury’s kind, and the year Jupiter transited Gemini over Mercury, his second house; Jupiter-Ketu, the release, was the year he stopped a consultancy the third had started and did not miss it; Jupiter-Venus, the lagna lord in the third, was the side work that replaced it, a small practice in the evenings in his own name; and Jupiter-Sun, the fourth lord on the second, was the first flat let out, the rent stream, when the second flat was bought. By his forty-sixth year, in Jupiter-Moon, the third lord’s sub-period, he had four incomes: the salary, the rent, the course and the practice, two that work by themselves and two that are worked for, exactly the four the placements named at thirty-five when he had one. The eighth lordship of the eleventh lord showed once, a return on an investment made through a friend that reversed in Jupiter-Rahu and came back in the Saturn period that followed; and the second house of thirty kept the rest, which is the sentence every multiple-income reading ends on.
Frequently asked questions
Which house shows multiple sources of income?
The eleventh, the house of gains, read for streams: several planets in it give several sources by their natures, a dual sign on it gives two kinds of gain, and its lord placed in a house other than the tenth names a second house through which gains arrive, the third for side work, the fourth for rent, the fifth for royalties and investments, the seventh for partnership, the ninth for teaching and the foreign. Mercury connected to the eleventh strengthens all three.
Which planet gives multiple sources of income?
Mercury, the planet of the many and the transaction, in the eleventh, ruling it, aspecting it or conjunct its lord, gives gains in pieces from several directions. Jupiter in the eleventh gives gains of every kind and often more than one stream. Rahu on the eleventh gives streams that start at scale and must be converted before its second half, and Ketu on the eleventh the stream the native does not track. Mercury’s streams are real, small and hard to hold, and the reading ends at the second house.
Which ascendants have a dual sign on the 11th house?
Taurus, with Pisces on the eleventh; Leo, with Gemini; Scorpio, with Virgo; and Aquarius, with Sagittarius. Those four have an eleventh with two natures and gain from two kinds of source more readily than the other eight: Leo and Scorpio from Mercury’s trade, writing, service and analysis, Taurus and Aquarius from Jupiter’s teaching, faith and the foreign. The fixed signs on the eleventh give the single durable stream and the movable signs the stream that changes.
What does the 11th lord in the 3rd house mean for income?
The side work: gains through the native’s own hands, writing, communication, short travel and the younger sibling, the second stream done in the evenings that eventually outgrows the day. It starts in the third lord’s sub-period inside a money period, or the eleventh lord’s own sub-period, with Jupiter’s transit over the third as the classical year the evening trade is registered. It is an active stream, worked for, and it converts into a passive one when the fourth lord’s period follows.
How is passive income shown in the chart?
Through the fourth, fifth and eighth feeding the eleventh: the eleventh lord in the fourth or the fourth lord in the eleventh for rent from property, the fifth lord in the eleventh for returns on what was created or invested, and the eighth connected to the eleventh for interest, dividends and others’ money. The active streams come through the third, sixth, seventh and tenth. The passive stream survives the native’s illness and the active one does not, which is why the reading names which kind a second stream is.
When will I get a second source of income?
In the sub-period of the lord of the house the stream comes through, inside a major period that touches the eleventh or the second: the third lord’s for side work, the fourth lord’s for rent, the fifth lord’s for royalties, the seventh lord’s for partnership. The eleventh lord’s own sub-period starts whichever stream its placement names, and Jupiter’s transit over the eleventh or over that house gives the year. A stream whose houses are unconnected in the chart does not start in any period.
Is it good to have many planets in the 11th house?
Two or three give several streams by the planets’ natures and are among the better income placements. Four or five, or Mercury and Rahu on a dual eleventh, give the scattered eleventh, seven small incomes and no career, with the eleventh’s bindus divided among too many sources for any to matter. The reading of such a chart is consolidation, the stream of the strongest planet built and the rest let go, and Saturn’s transit over the eleventh is the pruning that does it.

Which second stream does your chart actually carry, and when does it start?
A one-to-one consultation reads your eleventh for streams, names the house your second income comes through and whether it works by itself, checks the second house that has to keep it, and marks the sub-period and the Jupiter transit in which to start it.